Pull Yourself Out of a Desperate Financial Situation with the Help of an Experienced Poughkeepsie Chapter 7 Bankruptcy Lawyer
Money troubles are a major source of anxiety and stress and are even a major contributor to the breakup of marriages. If you spend your days hounded by bill collectors at home and work, and you spend your nights lying awake wondering how you’ll ever get out of this hole you are in, help is here. The Poughkeepsie Chapter 7 bankruptcy lawyers at Ingber & Provost know the ways and means to put an immediate stop to creditor harassment while obtaining effective debt relief that lets you breathe easy.
Stop creditor harassment and hold on to your hard-earned property
Credit card companies and other creditors are relentless in their debt collection efforts. Once they turn the job over to professional collection agencies, the process gets even worse. These companies are not above contacting you at work, talking to your friends and neighbors, and calling you at all hours with demands and threats. At Ingber & Provost, our Dutchess County bankruptcy lawyers utilize all the tools at our disposal to put an immediate stop to unlawful or embarrassing creditor harassment, and to end it once for all.
The moment you file your Chapter 7 bankruptcy petition, the court issues what is known as the Automatic Stay. This provision puts all of your creditors on notice that you have filed for bankruptcy and that they are to immediately cease all collection activity while your bankruptcy proceeding is ongoing. The automatic stay puts the brakes on all debt collection methods, including:
- Wage garnishment
While that stay is in effect, our Poughkeepsie Chapter 7 lawyers pursue your bankruptcy case to its conclusion, obtaining for you a discharge of unsecured debts such as credit card bills and medical expenses. Even certain federal income tax debts can be wiped away, and student loans can be discharged in bankruptcy if their repayment would cause an undue hardship. If you were being sued to collect a dischargeable debt, or even if you had a judgment entered against you, Chapter 7 can make those go away as well.
If you do have some debts remaining after a Chapter 7 discharge, chances are that you have eliminated enough debt to free up enough disposable income so that you can meet your remaining obligations without distress, and without being hounded for payment every month.
Poughkeepsie Chapter 7 Bankruptcy Attorneys Ready to Help You Turn Your Life Around Today
It’s time to take back your life and start over with a clean slate. Call the Poughkeepsie Chapter 7 bankruptcy attorneys at Ingber & Provost at 845-733-2720 to get started turning your life around today.