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Experienced Montgomery Chapter 7 Attorneys Serving Orange County

Rid Your Debts and Make a Fresh Start

If you are struggling to make ends and simply cannot keep up with your monthly financial obligations, the Montgomery Chapter 7 bankruptcy attorneys at Ingber & Provost can help you eliminate your most worrisome debts and get a fresh start. Chapter 7 helps people with high-debt and low income eliminate unsecured debt like credit card bills and doctor and hospital bills. Learn more about Chapter 7 debt relief below, and contact our Montgomery office to get started today.

Chapter 7 lets you get rid of debt and keep your property

Some people worry that their property will be taken and sold as part of the Chapter 7 bankruptcy process. Actually, under both federal and New York bankruptcy laws, there are a number of exemptions which allow you to protect the equity in your home or car and a variety of assets and personal property when you file for Chapter 7. Our Montgomery bankruptcy attorneys will walk you through the exemptions and determine whether you would be better off choosing the state or federal bankruptcy exemptions. In most cases, our clients file no-asset bankruptcies and do not have to sell off any property in order to get a discharge of debt under Chapter 7.

Find out if you qualify for Chapter 7 in Orange County

Eligibility for Chapter 7 is income-based and means-tested. Our Montgomery bankruptcy lawyers take the time to conduct a thorough review of your financial situation, including income and expenses from all sources. We prepare and submit the paperwork necessary to determine your Chapter 7 eligibility. If your household income is below the New York state median, then you will qualify for Chapter 7. If your income is above the median, we delve further into your finances to determine the full extent of your allowable expenses for bankruptcy in Orange County. You may still qualify for Chapter 7 based on your remaining disposable income after deducting allowable expenses.

If it turns out you are not eligible to file for Chapter 7, we can help you determine whether you could still benefit with a Chapter 13 filing. Chapter 13 is another way to take control of unmanageable debt and become the master of your finances.

Don’t Despair and Don’t Delay. Call Your Montgomery Chapter 7 Bankruptcy Attorneys Today.

Don’t delay in getting out from under debt and making a fresh start. Call the Montgomery Chapter 7 bankruptcy attorneys at Ingber & Provost today, at 845-733-2720.

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